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NextGen Mortgage Loans loan officer in Nashua New Hampshire helping real estate investor qualify for DSCR loan.

DSCR Loan Requirements 2026: Minimum Credit Score, Down Payment & DSCR Ratio

June 04, 2026

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Mike Gill Jr.

I’ve spent my career in the mortgage industry, starting at my family’s brokerage, where I gained a deep understanding of the business. In 2017, I founded Nextgen Mortgage, Inc., combining my expertise with a commitment to building strong relationships. Our highly experienced team, averaging over 15 years in the industry, partners with trusted local real estate agents and brokerages to provide exceptional service to their buyers. We collaborate with over 30 banks and lenders to offer a wide range of options and secure the best deals for our clients.

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MLO License Info: NMLS #1621958, NH Broker license #1621958MBRR, and MA Broker license #MB1621958, ME Broker License #1621958, FL Broker License #MBR4542, RI Broker License #20265029LB

DSCR Loan Requirements 2026: Minimum Credit Score, Down Payment & DSCR Ratio

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