About NextGen Mortgage Inc.

Smart mortgage solutions designed to meet your needs. We help you buy or

refinance with clear guidance and expert support.

Who we are & What we do

Nextgen Mortgage, Inc. is a top mortgage broker serving New England, dedicated to finding the best savings for our clients. We don’t charge application fees, rate lock fees, and there are no upfront costs of any kind. If we can’t get your loan approved and closed, we don’t make a penny. 

Our team of loan officers, most with over 10 years of experience, are experts in home financing who are always ready to share friendly advice and assist with your needs. We believe in building lasting relationships; our goal isn’t just to be your mortgage company for one transaction, but to be your trusted mortgage partner for life.

We encourage you to reach out or stop by one of our offices with any questions you may have, from mortgage interest rates, refinancing, or navigating the home-buying process and more. Our staff provides personalized support, no matter whether you prefer to meet in-person or virtually. By taking the time to talk through your goals, timeline, and concerns, we gain a deeper understanding of your situation, which allows us to offer clear, customized guidance every step of the way.

Our loan originators are expert Mortgage Planners who go beyond offering mortgages by creating comprehensive plans to fit your financial needs.

With a range of mortgage options customized for your specific situation, we’re here to support you. Whether you’re in Maine, New Hampshire, Florida or Massachusetts, one of our Mortgage Planners can reach out to discuss your needs.

Team

Mike Gill Jr. - Nextgen Mortgage, Inc. 

Buying or refinancing a home doesn’t have to feel complicated. We help you move through the mortgage process with clear steps, real guidance, and a fully online application.
Apply once, upload documents securely, and track your loan status in real time. No confusion. No endless emails. Just straightforward support from start to finish.

Three steps to your keys.

Working with a mortgage broker means you skip the application gauntlet. We shop the deal for you.

The Strategy Call

Skip the application for now. Let’s spend 10 minutes on the phone to see which program fits your income best.

Smart Documentation

Upload your documents to our portal. We review your actual tax returns and income documents to find the best path forward.

Fast Closing

We move from “Application” to “Clear to Close” in as little as 14 days. You focus on packing, we handle the rest.

Client Testimonials

Don't just take our word for it. Hear from the families we've helped

secure their dream homes.

Trusted by America's Leading Banks

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Broker vs. Bank

Why Work With a Mortgage Broker Instead of a Bank?

A bank can only offer you the loans they make. A mortgage broker shops your loan across dozens of lenders to find the program that actually fits your situation. That difference matters most when you are self-employed, have non-traditional income, or want competitive terms without filing applications at five different places.

Working with a Bank

One lender. One set of rules. Take it or leave it.

  • Limited to the loan products that one bank chooses to offer
  • Rigid underwriting that often auto-rejects self-employed and 1099 borrowers
  • To compare rates, you apply at five different banks. Five credit pulls. Five processes.
  • No advocate. You are navigating the bank's pricing desk alone.
Working with NextGen

One application. A network of lenders. Your best path forward.

  • Access to FHA, VA, USDA, conventional, jumbo, bank statement, DSCR, and manufactured home programs
  • Self-employed friendly programs that bypass rigid W-2-only underwriting models
  • You apply once. We shop your scenario across our lender network and bring back the best fit.
  • A licensed broker on your side, comparing lender pricing and structure in real time

As a licensed mortgage broker in NH, MA, ME, RI, and FL, we apply once and shop your loan to find the program that actually saves you money. You focus on the home. We handle the rest.

Get Pre-Approved How a Broker Works

2,300+

Families Served

$705M+

Loans Funded

14-Day

Closing

4.9/5

Client Rating