Standard Loan Options
Do you want to purchase your dream home? You may have already been bombarded by a slew of advertisements for incredibly low interest rates or little to no closing costs. This, truthfully, makes shopping for a loan extremely stressful and overwhelming. With the help of the Nextgen Mortgage, Inc., we can ease your mind by helping you make your dream of being a homeowner a reality. From our initial face-to-face consultation to closing, we are committed to providing professional, trustworthy, efficient, and high quality Nextgen Mortgage, Inc services.
Our team can help you examine our variety of standard loan options, including:
- Fixed Rate Mortgage: The fixed rate mortgage includes an interest rate on the note that remains the same through the term of loan.
- Adjustable Rate Mortgage: Your interest rate can periodically adjust to the market. Adjustable rate mortgage options may have low interest rates that fit your budget.
- FHA Loan: If you have less cash for your down payment, the Federal Housing Administration may offer loans to assist you.
- VA Loan: As an eligible American veteran or a surviving spouse, we can help you get a loan guaranteed by the U.S. Department of Veteran Affairs.
- Refinancing: Take advantage of a better interest rate, a reduced monthly payment, or a reduced term by inquiring about refinancing options.
- Cash Out Refinance: Would you like to refinance your mortgage for more than you currently owe and then pocket the rest? Our team can help make this possible for you!